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Hitachi

Hitachi Capital Malaysia Sdn. Bhd. (101631-U)



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We offer the following services:

• Hire Purchase & Industrial Hire Purchase
• Finance lease & Operating Lease
• Factoring
• Sales Finance
• General Insurance

Hire Purchase

Hire purchase allows you to spread the cost of asset purchase. We pay for the asset outright, and you repay us in monthly instalments. At the end of the hire purchase tenor you retain full ownership of the asset.

The repayments are tailored to suit your requirement. You have the security of knowing what the hire purchase repayment will be, giving your business the ability to budget and plan ahead without disrupting cash flow.

Lease

We purchase the equipment from dealer and lease it to the customer at an agreed lease rentals and duration. It helps customer in business planning and cashflow management.

Hitachi Capital provides highly comprehensive Leasing options, allowing your business to manage entire fleets of machinery without worry. All essential details are well taken care of, leaving your business with an absolute peace of mind.

Factoring (Account Receivables)

If your business is constantly renting out equipment or providing credit term solutions, a healthy cash flow is critical. One way to ensure this is to consider our Factoring (Accounts Receivables) solution. In addition, we help companies with certain administrative details where necessary, reducing as much hassle as possible. If your business needs to keep things confidential, non-disclosure agreement can be drawn up to provide that much-needed peace of mind.

Sales Finance

For supplier/ dealer/ manufacturer, we offer strategic collaboration to participate in your business expansion as well as “Financing solution” to meet your customer needs.

Financing of Insurance Premium

We act as corporate agent for the reputable insurers and provide comprehensive range of general insurance products.

The insurance premium can be bundled to the original amount financed and repayable through monthly instalments during the duration of the Industrial Hire Purchase/ Leasing Facility.

Benefits of Insurance Premium Financing:

  • • No additional upfront capital outlay required for the insurance premium
  • • Peace of mind that your equipment/ machinery are insured throughout the whole financing tenor